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Car Wreck Equals Lost Value. Here’s How to Proceed.

Have you recently been in an auto accident? You may be surprised to learn about “automotive diminished value,” which is when cars lose value after being in a wreck. This could be attributed to anything from minor scratches to full structural damage. Either way, you may be entitled to compensation if the accident was the fault of someone else.


Some websites will offer a diminution in value calculator, but it is still a good idea to get your car appraised by your insurance company or a mechanic. They will be able to give you the most accurate assessment of damage. Compensation eligibility is based on many factors, such as the value of the car before the accident, quality of repairs, and extent of the damage.


If you decide to file a lawsuit against the responsible party after an accident, it is important to take certain precautionary measures because they can, and will, try to fight your claim. Here are some suggestions:

  • First, ensure that you take many high-quality photos of the damage from multiple angles. Photo proof is some of the best evidence you have during a diminished value case.
  • You’ll also want to be sure to collect the names and phone numbers of any eyewitnesses, as these statements could be pivotal in your claim.
  • Next, contact a lawyer who is experienced in automotive diminished value claims. They will be able to review your case from a legal standpoint and provide guidance on how to continue.


If you feel you have a credible claim for diminution in automobile value, it is highly advised that you retain a lawyer who can help you during the whole process. We recommend Brett M. Bressler Attorneys at Law, because they offer a free consultation and have over 27 years of experience handling these cases.

A Clean Office Will Impress Your Clients

The first impression is a lasting impression. Make sure your office is client ready at all times, whether you’ve just opened your business or you’ve been in business for years.

Hiring a commercial Floor cleaning company as part of your business will make a big difference, but you want a company who will be there no matter what. You need a company that is available when you need them.

After you’ve chosen your cleaning company, consider what you want them to do. A clean waiting area can make or break your client’s impression of you. If you don’t make them feel comfortable in a sanitary atmosphere when they visit your business, they may take their business elsewhere.

Imagine walking into a restaurant and finding dirty floors, dirty windows, counters littered with dirty dishes, dirty table tops, and lingering odors in the air. Would you sit down and order dinner? Most likely not! The same thing happens when a client walks into a business and finds clutter, dirty floors, walls, and windows. If a business can’t provide for their customers’ comfort in the waiting area, they won’t have much business in the long term.

Making your clients feel at home is very important to a good company-client relationship. Visit any successful auto dealership and you’ll likely find snack machines or a snack bar, coffee, and comfortable furniture to sit on while you wait. There may likely be some nice background music. Let’s face it, people don’t like to wait, but if they have to, comfort is important. Make them feel like family and you’ve got a customer for life.

So, where do you begin? The waiting room is your calling card. Stone floor polishing, dust-free tables, clean upholstery, and sparkling clean windows are the first step. It’s not so much the décor as it is the cleanliness. People do notice.

Hiring a commercial floor cleaning company will enhance your business. Having a clean, comfortable waiting area where clients can enjoy a snack or a fresh cup of coffee while waiting is money in the bank. If your customers know that a wait at your place of business is always a pleasant experience, they will be back.

Clean restrooms are important too. There is nothing that will turn off a client more than a dirty rest room. Sinks and mirrors should always sparkle. Floors should be clean and the lavatories should always be sanitized. Spot checks every hour by employees are a must. A good commercial cleaning company will come in 24/7 for emergency cleanups. Also, make sure all plumbing is working to perfection. There is nothing worse than an overflowing or dirty commode.

That is the basics of how to impress your customers and keep their business. Make your place of business a satisfying experience and a showplace. This reflects on your business as a whole. You’ll be glad you put in the extra effort.

Retail Payment Solutions

One day, you decide to open a business. Whether it’s internet based, a stand-alone office site, or in a strip mall, you will find something new every single day that you need or want.  As time passes, you eventually realize you also need a better way to accept payments. Cash and checks do not work on the internet, and there’s too much involved accepting checks at your business location. So, you go to the internet and see what’s available.

You find online and discover retail solutions you’ve never heard of. Welcome to merchant services, the safe, quick, and secure way to accept payment from anywhere and everywhere. Even if you’re a pet groomer who drives from house to house, you can accept payment on the spot. Lawn maintenance payment?  No problem.  If your client has a credit card, you can accept their payment. With ARX Payment Services, you can accept every possible form of payment making your customer service experience even better. They’re happy and you’re happy. No more bounced checks and Insufficient Funds notifications. You’ll know on the spot.

Read the rest of this article here:

A Cashless Society?

Will creating a cashless society really have a vast impact on U.S society? Studies have been conducted examining the spending behavior of Americans to assess whether cash or card is more often used in every day transactions. With the advent of efficient means of technological payment procedures and transactions, it is evident that to obtain and use a debit or credit card is extremely accessible for people of all ages. More and more people are opting to carry less cash and spend more via their debit or credit card, which is leading to the concept of what is referred to as a ‘cashless society.’ It is estimated that 80% of Americans carry less than $50 cash in their wallets.


Experts theorize that although they expect an entire cashless society not to happen in the near future, the trend of mobile and bank and credit card payments will continue to increase. Some people report that their choice of carrying less cash is not only for security reasons of theft, but because it allows them to track their spending easier. More cash means more spending for some people as it is there to spend. Though the same argument can be said for those who use debit cards, as the ease of paying as you go with a single tap of the card has led to a boost in overall spending for consumers. Perhaps it is a case of people feeling less spending guilt in not being able to see the money go as they spend.


Whether or not a cashless society will ever happen can be disputed, but one things is certain – our spending is largely from credit card payments, and finding a person who has more than $50 in their wallet at any time would actually be a challenge.

Are you prepared to service your customers that only use credit cards?  If not, contact ARX Payment Services at

Make The Switch To POS For Your Retail Business

POS systems (Point Of Sales) are the most widely used retail payment systems around the globe. There are many different types of POS devices to fit any business model, from more budget accessible, smaller scale systems to larger, and multiple device linked systems for larger retail businesses. These devices are a favorite for retail businesses due to their fast, secure and efficient functioning.

There are a few advantages of the right POS System that you can find from providers such as ARX Payment Services in Orlando, Fl.

As POS terminals are created to accept almost any payment option, one of the main advantages of choosing this form of check out service is that is it completely available to personalize for exactly the purposes you need. The larger in store terminals have functions that allow you to settle batches with extensive reports, connect thermal printer devices and fast modems for constant connection, as well as sleek and simple designs for ease of use. There are also options available for businesses to choose a mobile checkout POS, which allows you to process sales securely from any location, with sales reporting and inventory management accessible from compact devices such as notebooks, iPads and iPhones, to name a few. The physical terminal itself doesn’t need to be manually updated in store either, with mobile connection devices, which can be used for dial up and on an Ethernet connection making it accessible to update sales functions remotely.


It is apparent that small and big businesses alike can benefit from making the switch to a POS operating system for their checkout procedure. As it is compatible with a range of larger terminal devices as well as mobile terminals, this is a versatile piece of retail technology. There is a wide range of options for you to assess online and in retail catalogues, as well as merchant services that can set you up and provide expert advice.

Is Your Listing Smarter Than A 5th Grader?

That guy in the coffee shop typing away on his phone could just as likely be adjusting his home’s thermostat as texting his buddy about their golf tee time.

Yes, the IQ of homes keeps getting higher. Realtors who understand how to sell these homes will be tomorrow’s top producers.

No doubt, the technology is cool. I have a friend in Las Vegas who’s all about smart homes. He has one and he can block the electricity and Wi-Fi to his kids’ bedrooms with his phone if they choose video games over homework.

It looks like lots of U.S. consumers are like my buddy – they’re ready to embrace smart homes. In July, the Consumer Electronics Association estimated that connected home technologies’ revenues in the United States will hit $967 billion in 2015, up 32 percent from $732.58 billion in 2014.

And new research from Coldwell Banker Real Estate and CNET found that 28 percent of internet users now own smart-home technology. And they like it, too. Over 90 percent said they’d recommend smart-home technology, and 87 percent said such products made their lives easier. Further responses suggested that smart-home technology could play a role when it comes to selling or buying a new house, too.

When non-homeowners were asked about what would make them consider buying smart-home technology, lower costs and more information emerged as themes. Nearly half said they’d buy smart-home technology if it was less expensive, and about one-fifth would buy if they better understood how it all worked.

So what’s this mean for you, the Realtor? What do you need to know to be a better agent for consumers in the age of smart homes? Here are some tips that could make you as smart as today’s homes:

1. Don’t ring the bells and blow the whistles. With smart homes today it’s easy to get caught up in all the bells and whistles. But remember, consumers want to know how it helps their lives. It’s the old sales adage: sell the benefits, not the features. Focus on what the smart home actually offers homeowners in their daily lives.

2. You have to learn before you can earn. These days you can’t fake your knowledge about anything because consumers can do a quick internet search and learn what they need to know. That means you have to do your homework about smart-home technology. Take time to research what’s new and how it helps consumers. Always think value – what value will this give a buyer or seller. I compare it to car sales – sales folks get regular training on all the new-car gadgets and upgrades and what the bottom-line value proposition is for each one.

3. Know what to show. As you’ll learn, new technology is coming on board regularly, so you need to identify what’s most appealing to consumers. Today, for example, polling earlier this year by Icontrol Networks found that consumers are most interested in connected home cameras, thermostats, connected lighting, connected door locks and connected appliances. Frequent travelers like remote access to lighting.

4. Don’t have a “senior” moment. Yes, research says Millennials like smart-home technology – that’s almost a given. But don’t count out the older Baby Boomers or seniors. They’re starting to learn smart homes have advantages and that these homes can help them, especially those who have mobility issues.

Tell me what you’re thinking. What’s the smart-home market look like where you are? Are you hearing more talk from consumers about smart-home technology? What are they saying they want? How do you rate yourself in terms of understanding smart homes? What can you start doing today to be better at selling smart homes?

Bubba Mills is executive vice president of Corcoran Consulting and Coaching Inc. (800-957-8353), an international consulting and coaching company that specializes in performance coaching and the implementation of sound business systems for residential REALTOR, mortgage brokers and real estate companies.

Learn How to Use a Biweekly Mortgage Calculator to Save Cash on Your Home

Right after the thrill of purchasing your dream house comes the reality of paying your mortgage. Most people stick with the traditional classic monthly loan payment plan, not realizing the time- and money-saving benefits of a biweekly mortgage payment strategy.


Many people wrongly assume that making biweekly mortgage payments means they’ll be paying twice as much. Not true! In fact, the additional money each month amounts to about 1/12th of your normal monthly payment: If your payment is $1,200 a month, you’ll only add on about an additional $100 a month.


If you like the thought of saving money and eliminating debt quickly, let’s take a closer look at a biweekly payment program and how making use of the AutoPayPlus biweekly mortgage calculator can show you how to save big on your home loan.


How AutoPayPlus Biweekly Payments Work


With the AutoPayPlus biweekly mortgage program, you’re debited one-half of the typical monthly mortgage payment every two weeks. There are 52 weeks each year, so that means 26 half payments will be withdrawn from your account, adding one extra monthly payment to principal per year. This shortens the life span of your loan and decreases the total amount of interest paid over time. You’ll be able to use those extra debt-free years to more fully appreciate life, or put funds away to create financial security for the future.


You can schedule automatic biweekly payment withdrawals with AutoPayPlus. You can even add extra payments to pay off your loan faster and save more on interest.


How to Use of the AutoPayPlus Biweekly Mortgage Calculator


It’s easy — go to the AutoPayPlus mortgage savings calculator and follow a few simple steps. Let’s use a sample mortgage of $250,000 for 30 years at 4.25% interest.


Enter 250000.00 for the complete loan amount, 30 years for the term (or put in the number of months till your loan matures) and 4.25 for the interest. Enter the exact date that your loan begins, or the date it started if it’s a current loan. Then hit the calculate button to see your results: You’re able to pay off the loan 52 months early and save up to $31,000!


The calculator shows your new biweekly payments, debt-freedom date and interest saved. Clear the fields to play with different scenarios and to view how adding extra money to your biweekly payment can dramatically boost your savings on interest and get you out of debt a lot faster.


AutoPayPlus can assist you in paying down debt more rapidly. Withdrawals out of your account every other week match conveniently with paychecks and your monthly budget, and an added half-payment twice a year toward principal reduces interest over the life of the loan. Visit this informative website to use a biweekly mortgage payment calculator and discover more ways to save money!